ESTO instalment – don’t want to pay the full amount at once? Pay by instalments!

Pay for products or services with ESTO installment – the cheapest, most convenient and fastest installment link in Estonia!Add the products to your shopping cart, confirm your order and choose ESTO payment link. When paying, select the appropriate period, the monthly instalment amount and digitally sign in conveniently using your ID card, Smart-ID or Mobile-ID.ESTO instalments are a very fast and convenient payment solution that helps you set up a payment schedule based on the period you choose, i.e. pay in instalments. This payment solution makes a credit decision in real time and helps you make a purchase in less than 60 seconds.

NOTE! Every instalment is a financial commitment. Before concluding a hire-purchase agreement
familiarise yourself with the terms of the anti-fraud service and consult a professional if necessary.
The ESTO hire-purchase provider is ESTO AS (reg. code 14180709).
The standard conditions for an ESTO instalment payment are:

Interest from 0%
Contract fee starting from €0
Period up to 4 years

All citizens of the Republic of Estonia aged between 18 and 70 can apply for an ESTO instalment. ESTO instalments can also be made quickly and conveniently for legal entities.

Every financial decision comes with risks and responsibilities, so we urge you to think carefully about the need to use credit products. For example, for a loan amount of €1500 with a fixed interest rate of 14.90% per year for 12 months and a contractual fee of €14.90, the APR is 34.74%, the monthly payment is €146.37 and the total amount to be repaid by the consumer is €1756.68. The arrangement is a financial commitment and you should carefully read the terms and conditions of the contract and, if necessary, consult an ESTO AS employee or other professional before making a decision.